Incredible Breakthrough Helps for Home Buyers! 107924606

Why Our Buyer Representation Will Get You Success!

  

copyright 2022 by Greg Nichols

Greg Nichols, Broker of MFN Realty

Call or Text me at 916-580-7235

Homes in Roseville, Rocklin, Fair Oaks, Orangevale, Sacramento, the Foothills,  and Much More!

It is rough out there in competition with so many buyers, and too few homes to see. Through our vast experience, we have some procedures to help. First of all, we call you back quickly. Then, we set you up to get select houses sent to your email to view photos of them the very first day they hit the market and we are ready to help you get into them to see them very fast. Then, we write your offer in such a way to make it quite competitive and we we work very well with the seller's agent to make sure your offer gets a fair viewing by the seller. 

Then, we skillfully represent you in the escrow process and look out for your interests and you come first in our thinking, in all things 

You need to speak to us before making 

any decision on an agent! 

Give us a chance and let us work our magic!

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker

Value Added Services with Style at MFN Realty, 107924606

 We Are a Firm w/ Quality Service

And Incredible Innovations!

(We Serve Sacramento/Placer/El Dorado Counties)

Read a few thoughts here and a few reviews from people, and then below those is a list of innovative strategies and procedures that we do for our sellers. 

We are a Full-Service Real Estate Firm – But we do more than most firms, using Marketing Plus systems and innovations we have developed over many years.

We are PROFESSIONAL in every sense of the word. We care and are diligent with Covid19 sensitive issues.

Selling Your Home? We charge the same as most firms out there but offer more services that really count than most firms do!  Many other agents simply put a sign on your home, and a key-box, and then they input the listing information into the local MLS service for the other agents in town to show.  That is often where they stop as far as marketing goes. We do all that too, but that is where MFN Realty starts the marketing process. We then aggressively bring out our systems and strategies to make things happen. Where some other firms take a passive role, we are just beginning to bring out the heavy artillery of marketing. 

Are you leaving California? Improve your exit by getting the most possible net proceeds for your home so you have more on your next stop.  Our marketing includes putting your home listing information and photos in front of SF Bay Area buyers through a networking system we have developed.

We have many happy customers because we put our clients above our own interests!  We have over 30 years serving this area!

Read this reference from another agent:  “As a fellow Realtor, I have had the opportunity to watch Greg Nichols work. I have learned so much about real estate and how to work with clients from his 40+ years of experience. Anytime I have a client moving or thinking of moving to California I refer them to Greg because I know he will handle every transaction with exceptional professionalism and care.  His experience is vast and he knows how to handle all varieties of transactions from foreclosures to new construction. If you need an agent Greg is your go to!”     Tamara Kopp

At any price range, we use several effective strategies, and you get a firm and agent that thinks outside the box with much experience, and we always put you, the client, first.  

We also have years of selling properties with issues, family trusts, fixers, probates, foreclosures, code violations and permit problems, short sales, divorce forced sales, legal issues, and inheritance properties with problems. Call us if you or a loved one needs help with real estate - we are sensitive with elder related issues!  We are frequently called in on family problem homes, such as elderly trust properties or rough fixer homes, and we get you top dollar on your estate or your family-owned inheritance home!

Here is another reference from a satisfied seller:  “After designing and building our own home 35 years ago, we found that selling our house was a daunting task! Luckily, Greg was there explaining every step of the way and reassuring us that the right buyer was just around the corner. In spite of heavy smoke covering our beautiful property from the California fires and a pandemic lockdown, the perfect family for our unique home emerged. Greg and Debbie had wisely targeted San Francisco in their marketing strategy. We highly recommend Greg and Debbie Nichols to be your choice for a reliable real estate agent and broker. Miracles do happen in the hands of the right people!”   Georgianne Buck

Do you have a beautiful more expensive home in a great area?

WE ARE ABOUT THE DETAILS AND EXCELLENCE! 

1)   We do Targeted List Marketing on our listings.

2)   We do SF Bay Area Blast Advertising of your home.

3)   We Use 5 Emotion Trigger Strategies to potentially have bidding wars on our listings.

4)   We do Top 10 Feature Marketing on your home to vary ads, keep it interesting, and avoid the listing getting stale.

Call or text us today for an estimate of your home's value!

We can serve most homeowners in Sacramento and Placer and El Dorado Counties! Call (916) 580-7235

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker

We Work By Referral for Incredible Services and Top Results!

Why Are Our Home Selling Services Better? 

Experience, Experience, Experience!

We offer Smart Commissions (Savings)

& Marketing-Plus Techniques and 

our strategies are in place to 

help get you more and higher offers!

  

Greg Nichols, Broker of MFN Realty

Call or Text me at 916-580-7235

You need to speak to us before making 

any decision on an agent! 

Give us a chance and let us work our magic!

Here in Greg's video is why you should

list with us!  See 4 short videos. 

Go to the first video below!

For less money, get better marketing!

1st Video:  https://youtu.be/jMOqyr6LRLg

 2nd Video:   https://youtu.be/ePtI8D5mCmE

 3rd Video: https://youtu.be/g-jO7_Mdkww

4th Video:  https://youtu.be/1A1AYyOtJhI

We typically sell homes that 

other agents could not sell!

"6 Ways to Save Money When 

Selling Your Home!" Go to PDF 

_

See Our Detailed Marketing

Strategy Report!   Go to PDF 

See More About Greg here!

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker

Foreclosure Warning in Our State and Region! 107924606

Moratorium on Foreclosures,  Hot Real Estate Market  

Foreclosure Warning to Sacramento, Placer and El Dorado Counties

Recently, the current Administration announced an extended moratorium until June on foreclosures to help people who have been affected by the lockdowns and closure of businesses.  This is bittersweet for those people because it gives them a short term solution and relief, but sadly, many of them will lose their homes. Once the moratorium is over, the lenders will be sharpening their pencils and carrying out foreclosures in mass. My firm is getting the word out to unsuspecting homeowners to be careful not to become too entrenched in the late mortgage issue. If they are a few months late, their credit has taken a hit already, and even though they have enjoyed no payments to help themselves survive, they may be putting their equities at risk if June gets here and they run out of options due to credit issues.  

Hot Real Estate Market  

Today's real estate market is without comparison in recent times. The prices have also never been higher in our area. Properties often sell in 1 or 2 days time, with multiple offers, and buyers at times are even unwilling to ask for simple repairs or demand a whole house inspection or termite clearance. It is a tight market. (We do still get them inspections and their contingency period, it is just at their own nickel.)  The buyer's attitudes now are, not "get me a good deal," but rather, "do what it takes to not lose this house." People are over bidding, and this requires very hard looks from appraisers, who still seem to bring in the appraisals probably 90% of the time. All cash buyers eliminate this issue and sellers are hoping for all cash buyers. 

Call us today if we can help you or someone you know navigate this tricky marketplace. We do excellent work, and I have much experience solving problems for people, including handling probate, divorce, fixers, permit, code, multiple sellers, and other issues, and always getting our sellers top dollar, and helping buyers win and obtain their dream homes. 

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker

Bringing a Desire for Home Ownership to Reality! 107924606

Many people desire to own a home, but don’t know where to begin to start the project.  When some people try to take the step to own a home, they hit a roadblock and back off and shelve the idea for a season, maybe even for years.  But I say to my readers, all blocks and obstacles to owning a home are solve-able.  ALL!  Maybe it has never been broken down for you so I will attempt it here.

Some people do not earn enough money to buy a home, and this is most difficult item to correct. But it is changeable. A person can get a better job or seek raises by being a stronger employee; they can get a 2^nd job or even start a supplemental home business. There are ways to maneuver for people with too little income. If they are on the border of income or just below it, a lease option may be what they need. That is leasing a home with an option to purchase it at a contractually specified time. If they are not ready at that time, it can be extended if both parties agree, or, they simply lose their option fee which is not that large, and, they are not obligated to proceed.

The next big block is income verification.  But this is solve-able too. The loan people look for 2 years of employment to verify. If self-employed, then 2 years of IRS 1040 forms are used. If a person cannot produce the 1040’s, for whatever the reason may be, they may be able to be qualified based on their bank statement history over 24 months. As you can see, there are ways to work the issues, if you the buyer has the desire and the will to get into a home. Home ownership in America is based on desire, plain and simple. An easier road is to go rent an apartment or house and just not think about obstacles. But home ownership procrastinated or delayed can lead to other problems, such as rent increases or landlords selling homes out from under renters.

The last thing I want to mention is credit, credit scores and credit unworthiness. This may be the easiest block in buying a home to solve. Many credit issues can be changed in just a handful of months. Many people rely on Credit Karma to keep up on their scores. But Credit Karma lowballs your scores in hope that you will take out a higher interest credit card like Capital One. It’s a money maker for them and highly deceptive. Those are not FICO Scores they are quoting you, and FICO is the only scoring system that home lenders use.  

Currently, my own Credit Karma score runs about 50 points lower than my FICO score.  Imagine if that particular deception blocked you from buying a home in the past while housing prices continued to climb up higher and higher. A good house lender will run your credit for FICO scores and give you a true reading. Forget fearing inquiries on your credit, if you don’t do it often it is not that damaging. At times, one person may be score qualified and their spouse is not due to credit issues. Focusing on that other spouse’s credit scores is the answer especially if they have an income that qualifies the couple for more home and a higher price.

I realize timing is everything in home buying, and people may be holding off due to high prices of homes. But there may be a location or neighborhood that is still affordable for you and beginning to think about it and educate one’s self is the way to establish thought processes that can later bring the desired home ownership to pass. I will continue to share practical helps and ideas in upcoming blog issues. Knowledge is very powerful for consumers. If you’d like to discuss anything further with me about home buying or getting access to a competent and honest home lender, call me.  916-580-7235, Greg Nichols, MFN Realty.

But who are we? Greg Nichols, Broker of MFN Realty markets homes in Sacramento, Placer and El Dorado Counties. We are based in Roseville. I am a highly seasoned agent with much experience. Call us at 916-580-7235 if you wish to discuss your home, and find out the value of your home, if you are planning to sell.

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker

Are You Interested in a Fixer-Upper Home? 107924606

Consider a Renovation Mortgage Loan. If you desire to buy a fixer-upper or just a home that needs updating, you can use just one loan application and one loan that finances the whole package, the purchase and the repairs all included. This type of loan allows you to locate a fixer property and to make a low offer and secure the home at a price that saves you money by the time the repairs are all done. 

At times, a buyer might buy a home that needs updating so the buyer buys it and then must resort to using credit cards or 401K funds to update it, hoping to refinance it later and pay back the accounts. The Renovation Mortgage Loan may be a solution, as you are borrowing all that you need up front in one loan. Call me to discuss this special financing or any of your real estate needs. 

 

But who are we? 

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker

The Internet Firms Are Listing Old Information! 107924606

The Internet Firms Are Listing Old Information!

It is very frustrating to have 4 different buyers all call you as an agent with a list of bogus listings of houses to look up. I won't name any names, but we all know who those Internet firms are that create these lists. These firms allow buyers to sit at home in their pajamas to look over houses. Now sometimes, they are actually accurate. Often, they are not, with the home having been sold about 3-4 years prior. I am referring to Trulia, Zillow, Realtor.com, Redfin, and others. 

Furthermore, many of their listings are not only old sales, but were never on the market at all. If an individual agent did this, it would be a punishable crime. It is "bait and switch." These firms are seemingly untouchable by the regulating authorities or the agencies just don't care. 

These firms are in the business of making the phone ring for agents who pay them money to get unsuspecting buyers to call the agents, and when they call, the agents who take the calls have a much more sparse selection of homes to share, a selection that more represents the true reality of the marketplace. These agents are actually paying and supporting these firms to use unscrupulous tactics, and, these agents know they are doing it.   

Sadly, I have also noticed many real estate agencies also leaving very old sales on their own lists as "Active" to also make the phone ring. Buyers have not totally realized what kind of damage this "come on" marketing does, as it tends to skew the buyer's perception of just what kind of a market we are in.

A buyer simply needs to hook up with an honest agent who will run a computerized list of the true market and actual "available" homes. We at MFN Realty can do this list for you and we can make sure you get the latest new listing in your desired area sent to you instantly by email as they are entered into the system.

If professionals play games with the truth in business, then who knows what other truth they will bend? Food for thought!

Greg Nichols

MFN Realty

916-580-7235

DRE # 00632894

mfnnetwork@gmail.com

A Licensed California Real Estate Broker